Texas Boat Insurance

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When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Whether you prefer a simple boat, Jet Ski, luxury yacht or catamaran, this most important thing is that your watercraft allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends.

Your watercraft is something you’ve come to know, love and appreciate—it would be hard to picture your life without it. At Carnahan Insurance, we make sure that you enjoy your time on the water without having to worry about what could go wrong. It just some happens that our agency specializes in writing Texas boat insurance policies for various watercraft, so you can be certain that we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and we can tailor an insurance policy to your unique needs.

Our Texas boat insurance plans can provide you with coverage for your boat, Jet Ski, luxury yacht or catamaran against many different types of loss. We offer:

Physical Damage Whole Coverage

This coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.

Liability Coverage

If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose a lot of liability coverage or a little – it’s up to you. We’ll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.

Medical Payments Coverage

We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.

Whether you’re a lifelong water lover or just getting started, it’s always a good idea to take a close look at your new or existing marine policy. We can help. Simply fill out our quick and simple online form to learn how Carnahan Insurance can keep you safe and secure with personal watercraft or boat insurance in Texas!

You’ve worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price. Why not get started today and save with a free Texas boat insurance quote? Protecting your boat, Jet Ski, luxury yacht or catamaran has never been easier with Carnahan Insurance. Happy boating!